What If I'd HeldThe regret calculator.

What if you'd held AAPL?

A $1,000 investment in Apple Inc. (AAPL) at the month-end close of 1980-12 would be worth $2.72M at the close of 2026-08 — +271857.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $56,777.

$1,000 since 1980$2.72MTotal return+271857.1%Multiple2719.6×CAGR+18.9%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2.72MGain+$2.72M (+271857.1%)Multiple2719.6×CAGR+18.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$648-35.2%
    1982$876+35.1%
    1983$714-18.4%
    1984$853+19.5%
    1985$645-24.4%
    1986$1,186+84.0%
    1987$2,473+108.5%
    1988$2,391-3.3%
    1989$2,114-11.6%
    1990$2,610+23.5%
    1991$3,455+32.4%
    1992$3,694+6.9%
    1993$1,830-50.5%
    1994$2,475+35.2%
    1995$2,045-17.3%
    1996$1,340-34.5%
    1997$842-37.2%
    1998$2,627+212.0%
    1999$6,599+151.2%
    2000$1,910-71.1%
    2001$2,811+47.2%
    2002$1,839-34.6%
    2003$2,743+49.1%
    2004$8,267+201.3%
    2005$18,457+123.3%
    2006$21,781+18.0%
    2007$50,854+133.5%
    2008$21,912-56.9%
    2009$54,102+146.9%
    2010$82,813+53.1%
    2011$103,978+25.6%
    2012$137,840+32.6%
    2013$148,963+8.1%
    2014$209,476+40.6%
    2015$203,162-3.0%
    2016$228,518+12.5%
    2017$339,268+48.5%
    2018$320,980-5.4%
    2019$606,518+89.0%
    2020$1.11M+82.3%
    2021$1.49M+34.6%
    2022$1.1M-26.4%
    2023$1.63M+49.0%
    2024$2.13M+30.7%
    2025$2.33M+9.1%
    2026$2.72M+16.9%

    Best and worst month-end to buy

    The best single month-end close to have bought AAPL was 1982-06 ($0.04): $1,000 then is $7.28M today. The worst was 2026-08 ($317): $1,000 then is $1,000.

    FAQ

    What would $1,000 in AAPL be worth today?

    A $1,000 investment in Apple Inc. (AAPL) at the start of 1980 would be worth about $2.72M today, a total return of +271857.1%. Dividends are reinvested in these figures.

    What were the best and worst years for AAPL?

    Apple Inc. (AAPL)'s strongest calendar year since 1980 was 1998, a +212.0% return — $1,000 held through that year became about $3,120 by year-end. Its weakest year was 2000, at -71.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AAPL have grown?

    Investing $100 at the end of every month since 1980-12 would have grown to about $54.49M on $54,900 invested.

    Did AAPL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $56,777. AAPL beat the S&P 500 by +4690.0% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Apple Inc. (AAPL) historical total-return data from 1980-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.