What If I'd HeldThe regret calculator.

What if you'd held ADM?

A $1,000 investment in Archer-Daniels-Midland Company (ADM) at the month-end close of 1980-03 would be worth $88,456 at the close of 2026-08 — +8745.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$88,456Total return+8745.6%Multiple88.5×CAGR+10.1%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$88,456Gain+$87,456 (+8745.6%)Multiple88.5×CAGR+10.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$817-18.3%
    1982$957+17.2%
    1983$940-1.8%
    1984$951+1.2%
    1985$1,367+43.7%
    1986$1,529+11.9%
    1987$1,866+22.0%
    1988$1,957+4.9%
    1989$3,426+75.1%
    1990$3,555+3.8%
    1991$5,457+53.5%
    1992$4,601-15.7%
    1993$4,165-9.5%
    1994$5,973+43.4%
    1995$5,514-7.7%
    1996$7,149+29.7%
    1997$7,622+6.6%
    1998$6,387-16.2%
    1999$4,816-24.6%
    2000$6,375+32.4%
    2001$6,496+1.9%
    2002$5,708-12.1%
    2003$7,141+25.1%
    2004$10,650+49.1%
    2005$11,957+12.3%
    2006$15,663+31.0%
    2007$23,053+47.2%
    2008$14,548-36.9%
    2009$16,121+10.8%
    2010$15,809-1.9%
    2011$15,350-2.9%
    2012$15,068-1.8%
    2013$24,395+61.9%
    2014$29,842+22.3%
    2015$21,575-27.7%
    2016$27,700+28.4%
    2017$25,076-9.5%
    2018$26,399+5.3%
    2019$30,913+17.1%
    2020$34,760+12.4%
    2021$47,733+37.3%
    2022$66,818+40.0%
    2023$53,174-20.4%
    2024$38,539-27.5%
    2025$45,568+18.2%
    2026$64,920+42.5%

    Best and worst month-end to buy

    The best single month-end close to have bought ADM was 1982-07 ($0.70): $1,000 then is $115,536 today. The worst was 2022-11 ($87.28): $1,000 then is $925.

    FAQ

    What would $1,000 in ADM be worth today?

    A $1,000 investment in Archer-Daniels-Midland Company (ADM) at the start of 1980 would be worth about $88,456 today, a total return of +8745.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ADM?

    Archer-Daniels-Midland Company (ADM)'s strongest calendar year since 1980 was 1989, a +75.1% return — $1,000 held through that year became about $1,751 by year-end. Its weakest year was 2008, at -36.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ADM have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $989,875 on $55,800 invested.

    Did ADM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. ADM beat the S&P 500 by +17.2% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Archer-Daniels-Midland Company (ADM) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.