What If I'd HeldThe regret calculator.

What if you'd held COST?

A $1,000 investment in Costco Wholesale Corporation (COST) at the month-end close of 1986-07 would be worth $143,048 at the close of 2026-08 — +14204.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $32,644.

$1,000 since 1986$143,048Total return+14204.8%Multiple143.0×CAGR+13.2%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$143,048Gain+$142,048 (+14204.8%)Multiple143.0×CAGR+13.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$1,0000.0%
    1988$1,145+14.5%
    1989$1,411+23.2%
    1990$1,198-15.1%
    1991$1,534+28.0%
    1992$1,106-27.9%
    1993$1,174+6.1%
    1994$785-33.1%
    1995$930+18.5%
    1996$1,534+64.9%
    1997$2,723+77.5%
    1998$4,406+61.8%
    1999$5,569+26.4%
    2000$4,873-12.5%
    2001$5,417+11.1%
    2002$3,424-36.8%
    2003$4,538+32.5%
    2004$5,950+31.1%
    2005$6,141+3.2%
    2006$6,626+7.9%
    2007$8,828+33.2%
    2008$6,710-24.0%
    2009$7,672+14.3%
    2010$9,488+23.7%
    2011$11,075+16.7%
    2012$14,220+28.4%
    2013$17,327+21.8%
    2014$20,872+20.5%
    2015$24,826+18.9%
    2016$24,894+0.3%
    2017$30,462+22.4%
    2018$33,692+10.6%
    2019$49,090+45.7%
    2020$65,125+32.7%
    2021$98,873+51.8%
    2022$80,039-19.0%
    2023$119,261+49.0%
    2024$166,516+39.6%
    2025$157,532-5.4%
    2026$175,594+11.5%

    Best and worst month-end to buy

    The best single month-end close to have bought COST was 1994-12 ($4.28): $1,000 then is $223,596 today. The worst was 2025-02 ($1,040): $1,000 then is $920.

    FAQ

    What would $1,000 in COST be worth today?

    A $1,000 investment in Costco Wholesale Corporation (COST) at the start of 1986 would be worth about $143,048 today, a total return of +14204.8%. Dividends are reinvested in these figures.

    What were the best and worst years for COST?

    Costco Wholesale Corporation (COST)'s strongest calendar year since 1986 was 1997, a +77.5% return — $1,000 held through that year became about $1,775 by year-end. Its weakest year was 2002, at -36.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in COST have grown?

    Investing $100 at the end of every month since 1986-07 would have grown to about $2.68M on $48,200 invested.

    Did COST beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $32,644. COST beat the S&P 500 by +338.2% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Costco Wholesale Corporation (COST) historical total-return data from 1986-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.