What If I'd HeldThe regret calculator.

What if you'd held IBM?

A $1,000 investment in International Business Machines Corporation (IBM) at the month-end close of 1962-01 would be worth $174,511 at the close of 2026-08 — +17351.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $111,969.

$1,000 since 1962$174,511Total return+17351.1%Multiple174.5×CAGR+8.3%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$174,511Gain+$173,511 (+17351.1%)Multiple174.5×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1962

    YearValue of $1,000Year return
    1962$1,000
    1963$1,301+30.1%
    1964$1,315+1.0%
    1965$1,604+22.0%
    1966$1,794+11.8%
    1967$3,035+69.2%
    1968$3,067+1.1%
    1969$3,589+17.0%
    1970$3,170-11.7%
    1971$3,412+7.6%
    1972$4,134+21.2%
    1973$3,218-22.2%
    1974$2,247-30.2%
    1975$3,099+37.9%
    1976$3,975+28.3%
    1977$4,046+1.8%
    1978$4,609+13.9%
    1979$4,172-9.5%
    1980$4,644+11.3%
    1981$4,130-11.1%
    1982$7,351+78.0%
    1983$9,626+30.9%
    1984$10,055+4.5%
    1985$13,135+30.6%
    1986$10,462-20.4%
    1987$10,385-0.7%
    1988$11,379+9.6%
    1989$9,168-19.4%
    1990$11,524+25.7%
    1991$9,502-17.6%
    1992$5,697-40.0%
    1993$6,599+15.8%
    1994$8,724+32.2%
    1995$10,964+25.7%
    1996$18,387+67.7%
    1997$25,614+39.3%
    1998$45,459+77.5%
    1999$53,448+17.6%
    2000$42,311-20.8%
    2001$60,507+43.0%
    2002$39,052-35.5%
    2003$47,057+20.5%
    2004$50,439+7.2%
    2005$42,454-15.8%
    2006$50,849+19.8%
    2007$57,376+12.8%
    2008$45,451-20.8%
    2009$72,105+58.6%
    2010$82,388+14.3%
    2011$104,972+27.4%
    2012$111,191+5.9%
    2013$110,994-0.2%
    2014$97,245-12.4%
    2015$86,137-11.4%
    2016$107,853+25.2%
    2017$103,553-4.0%
    2018$80,193-22.6%
    2019$99,099+23.6%
    2020$97,947-1.2%
    2021$114,258+16.7%
    2022$126,412+10.6%
    2023$154,031+21.8%
    2024$214,520+39.3%
    2025$296,523+38.2%
    2026$242,247-18.3%

    Best and worst month-end to buy

    The best single month-end close to have bought IBM was 1962-06 ($0.85): $1,000 then is $278,684 today. The worst was 2025-11 ($302): $1,000 then is $784.

    FAQ

    What would $1,000 in IBM be worth today?

    A $1,000 investment in International Business Machines Corporation (IBM) at the start of 1962 would be worth about $174,511 today, a total return of +17351.1%. Dividends are reinvested in these figures.

    What were the best and worst years for IBM?

    International Business Machines Corporation (IBM)'s strongest calendar year since 1962 was 1982, a +78.0% return — $1,000 held through that year became about $1,780 by year-end. Its weakest year was 1992, at -40.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IBM have grown?

    Investing $100 at the end of every month since 1962-01 would have grown to about $2.98M on $77,600 invested.

    Did IBM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $111,969. IBM beat the S&P 500 by +55.9% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    International Business Machines Corporation (IBM) historical total-return data from 1962-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.