$1,000 in Stellar in 2020 → $3,759 today
If you'd invested $1,000 in Stellar (XLM-USD) on January 1, 2020 — at the December 2019 month-end close of $0.05 — and held to the latest close (2026-08-), you'd have $3,759. That's a +275.9% total return — beating the S&P 500, where the same $1,000 became $2,386.
Nearby years: 2017 · 2018 · 2019 · 2021 · 2022 · 2023 · 2024 all years →
FAQ
How much is $1,000 invested in XLM-USD in 2020 worth today?
$1,000 invested in Stellar (XLM-USD) at the month-end close of 2019-12- would be worth $3,759 at the latest month-end close (2026-08-), a total return of +275.9% with dividends reinvested.
Did $1,000 in XLM-USD in 2020 beat the market?
Over the same span, $1,000 in the S&P 500 index would be worth $2,386 — so Stellar (XLM-USD) beat the index by +57.6%.
What does "month-end close" mean for this calculation?
The scenario invests at the December 2019 month-end close (the price entering 2020) and values the position at the most recent month-end close (2026-08-). Intra-month extremes are shown on the XLM-USD calculator page.
Is the 2020–2026 return in XLM-USD typical?
No single year is typical. XLM-USD's best calendar-year return since 2017 was about +184.1%, and its worst was -73.4%.
Methodology
Stellar (XLM-USD) total-return data from January 2020 through the latest month-end close (2026-08-).
The entry price is the 2019 December month-end close and the exit is the latest available month-end close, both from adjusted (split and dividend) Yahoo Finance historical data.
Month-end resolution, no taxes or fees, and history never guarantees the future. For exact-date precision (including buying at a panic low), use the XLM-USD calculator page.
Compute your own XLM-USD scenario
Data: Yahoo Finance. As of 2026-08-. Not financial advice.