What if you'd held FICO?
A $1,000 investment in Fair Isaac Corporation (FICO) at the month-end close of 1987-07 would be worth $986,907 at the close of 2026-08 — +98590.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $24,189.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.
Every year, $1,000 from 1987
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1987 | $1,000 | — |
| 1988 | $1,369 | +36.9% |
| 1989 | $1,388 | +1.4% |
| 1990 | $1,035 | -25.4% |
| 1991 | $2,320 | +124.1% |
| 1992 | $2,794 | +20.4% |
| 1993 | $5,071 | +81.5% |
| 1994 | $12,767 | +151.8% |
| 1995 | $11,800 | -7.6% |
| 1996 | $17,882 | +51.5% |
| 1997 | $15,254 | -14.7% |
| 1998 | $21,198 | +39.0% |
| 1999 | $24,377 | +15.0% |
| 2000 | $23,499 | -3.6% |
| 2001 | $43,612 | +85.6% |
| 2002 | $44,407 | +1.8% |
| 2003 | $51,205 | +15.3% |
| 2004 | $57,438 | +12.2% |
| 2005 | $69,311 | +20.7% |
| 2006 | $63,916 | -7.8% |
| 2007 | $50,659 | -20.7% |
| 2008 | $26,670 | -47.4% |
| 2009 | $33,873 | +27.0% |
| 2010 | $37,279 | +10.1% |
| 2011 | $57,332 | +53.8% |
| 2012 | $67,362 | +17.5% |
| 2013 | $100,876 | +49.8% |
| 2014 | $116,219 | +15.2% |
| 2015 | $151,528 | +30.4% |
| 2016 | $191,952 | +26.7% |
| 2017 | $246,699 | +28.5% |
| 2018 | $301,127 | +22.1% |
| 2019 | $603,349 | +100.4% |
| 2020 | $822,931 | +36.4% |
| 2021 | $698,341 | -15.1% |
| 2022 | $963,897 | +38.0% |
| 2023 | $1.87M | +94.5% |
| 2024 | $3.21M | +71.0% |
| 2025 | $2.72M | -15.1% |
| 2026 | $1.87M | -31.3% |
Best and worst month-end to buy
The best single month-end close to have bought FICO was 1987-11 ($0.56): $1,000 then is $2.09M today. The worst was 2024-11 ($2,375): $1,000 then is $489.
FAQ
What would $1,000 in FICO be worth today?
A $1,000 investment in Fair Isaac Corporation (FICO) at the start of 1987 would be worth about $986,907 today, a total return of +98590.7%. Dividends are reinvested in these figures.
What were the best and worst years for FICO?
Fair Isaac Corporation (FICO)'s strongest calendar year since 1987 was 1994, a +151.8% return — $1,000 held through that year became about $2,518 by year-end. Its weakest year was 2008, at -47.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FICO have grown?
Investing $100 at the end of every month since 1987-07 would have grown to about $10.77M on $47,000 invested.
Did FICO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $24,189. FICO beat the S&P 500 by +3980.0% in total return.
Is this investment advice?
No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Fair Isaac Corporation (FICO) historical total-return data from 1987-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.