What If I'd HeldThe regret calculator.

What if you'd held FISV?

A $1,000 investment in Fiserv, Inc. (FISV) at the month-end close of 1986-09 would be worth $188,014 at the close of 2026-08 — +18701.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $33,322.

$1,000 since 1986$188,014Total return+18701.4%Multiple188.0×CAGR+14.0%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$188,014Gain+$187,014 (+18701.4%)Multiple188.0×CAGR+14.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$1,187+18.7%
    1988$1,357+14.4%
    1989$1,564+15.2%
    1990$2,239+43.2%
    1991$4,075+82.0%
    1992$4,089+0.3%
    1993$4,675+14.4%
    1994$5,223+11.7%
    1995$7,285+39.5%
    1996$8,925+22.5%
    1997$11,931+33.7%
    1998$18,738+57.0%
    1999$20,934+11.7%
    2000$25,921+23.8%
    2001$34,689+33.8%
    2002$27,830-19.8%
    2003$32,410+16.5%
    2004$32,941+1.6%
    2005$35,469+7.7%
    2006$42,967+21.1%
    2007$45,485+5.9%
    2008$29,810-34.5%
    2009$39,738+33.3%
    2010$48,000+20.8%
    2011$48,148+0.3%
    2012$64,777+34.5%
    2013$96,803+49.4%
    2014$116,344+20.2%
    2015$149,934+28.9%
    2016$174,230+16.2%
    2017$214,967+23.4%
    2018$240,951+12.1%
    2019$379,115+57.3%
    2020$373,311-1.5%
    2021$340,295-8.8%
    2022$331,377-2.6%
    2023$435,541+31.4%
    2024$673,508+54.6%
    2025$220,230-67.3%
    2026$170,754-22.5%

    Best and worst month-end to buy

    The best single month-end close to have bought FISV was 1987-11 ($0.27): $1,000 then is $193,606 today. The worst was 2025-02 ($236): $1,000 then is $221.

    FAQ

    What would $1,000 in FISV be worth today?

    A $1,000 investment in Fiserv, Inc. (FISV) at the start of 1986 would be worth about $188,014 today, a total return of +18701.4%. Dividends are reinvested in these figures.

    What were the best and worst years for FISV?

    Fiserv, Inc. (FISV)'s strongest calendar year since 1986 was 1991, a +82.0% return — $1,000 held through that year became about $1,820 by year-end. Its weakest year was 2025, at -67.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FISV have grown?

    Investing $100 at the end of every month since 1986-09 would have grown to about $1.03M on $48,000 invested.

    Did FISV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $33,322. FISV beat the S&P 500 by +464.2% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Fiserv, Inc. (FISV) historical total-return data from 1986-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.