What If I'd HeldThe regret calculator.

What if you'd held NCLH?

A $1,000 investment in Norwegian Cruise Line Holdings Ltd. (NCLH) at the month-end close of 2013-01 would be worth $658 at the close of 2026-08 — -34.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,145.

$1,000 since 2013$658Total return-34.2%Multiple0.66×CAGR-3.0%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$658Gain+$-342 (-34.2%)Multiple0.7×CAGR-3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$6582014$4892015$3712016$2962017$4082018$3262019$4092020$2972021$6822022$8362023$1,4172024$8652025$6742026$777

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,318+31.8%
    2015$1,652+25.3%
    2016$1,199-27.4%
    2017$1,501+25.2%
    2018$1,195-20.4%
    2019$1,647+37.8%
    2020$717-56.5%
    2021$585-18.4%
    2022$345-41.0%
    2023$565+63.7%
    2024$725+28.4%
    2025$629-13.3%
    2026$489-22.3%

    Best and worst month-end to buy

    The best single month-end close to have bought NCLH was 2020-03 ($10.96): $1,000 then is $1,582 today. The worst was 2015-10 ($63.62): $1,000 then is $273.

    FAQ

    What would $1,000 in NCLH be worth today?

    A $1,000 investment in Norwegian Cruise Line Holdings Ltd. (NCLH) at the start of 2013 would be worth about $658 today, a total return of -34.2%. Dividends are reinvested in these figures.

    What were the best and worst years for NCLH?

    Norwegian Cruise Line Holdings Ltd. (NCLH)'s strongest calendar year since 2013 was 2023, a +63.7% return — $1,000 held through that year became about $1,637 by year-end. Its weakest year was 2020, at -56.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NCLH have grown?

    Investing $100 at the end of every month since 2013-01 would have grown to about $10,663 on $16,400 invested.

    Did NCLH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,145. NCLH trailed the S&P 500 by +87.2% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Norwegian Cruise Line Holdings Ltd. (NCLH) historical total-return data from 2013-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.