What If I'd HeldThe regret calculator.

What if you'd held NI?

A $1,000 investment in NiSource Inc (NI) at the month-end close of 1973-02 would be worth $56,563 at the close of 2026-08 — +5556.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $69,018.

$1,000 since 1973$56,563Total return+5556.3%Multiple56.6×CAGR+7.8%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$56,563Gain+$55,563 (+5556.3%)Multiple56.6×CAGR+7.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$17,4772001$9,6302002$12,2872003$13,3472004$11,5002005$10,6062006$11,1342007$9,2432008$11,3062009$18,4042010$12,1552011$10,0242012$7,0872013$6,5262014$4,7822015$3,6072016$2,9942017$2,5662018$2,1512019$2,1102020$1,8672021$2,1932022$1,7582023$1,7122024$1,7042025$1,1882026$1,017

    Every year, $1,000 from 1973

    YearValue of $1,000Year return
    1973$1,000
    1974$780-22.0%
    1975$988+26.7%
    1976$1,097+11.1%
    1977$1,056-3.7%
    1978$869-17.7%
    1979$758-12.8%
    1980$635-16.3%
    1981$607-4.4%
    1982$697+14.8%
    1983$808+15.9%
    1984$667-17.5%
    1985$640-4.0%
    1986$762+19.0%
    1987$561-26.4%
    1988$966+72.3%
    1989$1,425+47.4%
    1990$1,473+3.3%
    1991$2,123+44.2%
    1992$2,298+8.2%
    1993$2,975+29.5%
    1994$2,825-5.0%
    1995$3,810+34.8%
    1996$4,129+8.4%
    1997$5,384+30.4%
    1998$6,866+27.5%
    1999$4,201-38.8%
    2000$7,624+81.5%
    2001$5,975-21.6%
    2002$5,501-7.9%
    2003$6,384+16.1%
    2004$6,922+8.4%
    2005$6,594-4.7%
    2006$7,944+20.5%
    2007$6,494-18.3%
    2008$3,989-38.6%
    2009$6,041+51.4%
    2010$7,325+21.3%
    2011$10,360+41.4%
    2012$11,250+8.6%
    2013$15,353+36.5%
    2014$20,354+32.6%
    2015$24,522+20.5%
    2016$28,616+16.7%
    2017$34,132+19.3%
    2018$34,790+1.9%
    2019$39,325+13.0%
    2020$33,474-14.9%
    2021$41,762+24.8%
    2022$42,875+2.7%
    2023$43,081+0.5%
    2024$61,815+43.5%
    2025$72,210+16.8%
    2026$73,422+1.7%

    Best and worst month-end to buy

    The best single month-end close to have bought NI was 1987-11 ($0.32): $1,000 then is $130,912 today. The worst was 2026-04 ($47.96): $1,000 then is $868.

    FAQ

    What would $1,000 in NI be worth today?

    A $1,000 investment in NiSource Inc (NI) at the start of 1973 would be worth about $56,563 today, a total return of +5556.3%. Dividends are reinvested in these figures.

    What were the best and worst years for NI?

    NiSource Inc (NI)'s strongest calendar year since 1973 was 2000, a +81.5% return — $1,000 held through that year became about $1,815 by year-end. Its weakest year was 1999, at -38.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NI have grown?

    Investing $100 at the end of every month since 1973-02 would have grown to about $2.4M on $64,300 invested.

    Did NI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $69,018. NI trailed the S&P 500 by +18.0% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NiSource Inc (NI) historical total-return data from 1973-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.