What If I'd HeldThe regret calculator.

What if you'd held ORCL?

A $1,000 investment in Oracle Corporation (ORCL) at the month-end close of 1986-03 would be worth $2.83M at the close of 2026-08 — +282990.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $32,264.

$1,000 since 1986$2.83MTotal return+282990.6%Multiple2830.9×CAGR+21.7%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2.83MGain+$2.83M (+282990.6%)Multiple2830.9×CAGR+21.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$6,4652001$6,2322002$13,1152003$16,7712004$13,6902005$13,2012006$14,8342007$10,5672008$8,0212009$10,2162010$7,3292011$5,6982012$6,9042013$5,2422014$4,5312015$3,8082016$4,6242017$4,3262018$3,4622019$3,5682020$2,9902021$2,4062022$1,7582023$1,8442024$1,4082025$8802026$745

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$2,797+179.7%
    1988$3,762+34.5%
    1989$9,022+139.8%
    1990$3,039-66.3%
    1991$5,596+84.1%
    1992$10,951+95.7%
    1993$22,191+102.6%
    1994$34,057+53.5%
    1995$49,061+44.1%
    1996$72,506+47.8%
    1997$58,124-19.8%
    1998$112,339+93.3%
    1999$437,878+289.8%
    2000$454,242+3.7%
    2001$215,848-52.5%
    2002$168,801-21.8%
    2003$206,781+22.5%
    2004$214,441+3.7%
    2005$190,841-11.0%
    2006$267,896+40.4%
    2007$352,921+31.7%
    2008$277,116-21.5%
    2009$386,264+39.4%
    2010$496,783+28.6%
    2011$410,035-17.5%
    2012$540,087+31.7%
    2013$624,785+15.7%
    2014$743,337+19.0%
    2015$612,278-17.6%
    2016$654,443+6.9%
    2017$817,640+24.9%
    2018$793,360-3.0%
    2019$946,823+19.3%
    2020$1.18M+24.3%
    2021$1.61M+36.9%
    2022$1.54M-4.6%
    2023$2.01M+30.9%
    2024$3.22M+60.0%
    2025$3.8M+18.1%
    2026$2.83M-25.5%

    Best and worst month-end to buy

    The best single month-end close to have bought ORCL was 1986-09 ($0.03): $1,000 then is $4.12M today. The worst was 2025-09 ($278): $1,000 then is $517.

    FAQ

    What would $1,000 in ORCL be worth today?

    A $1,000 investment in Oracle Corporation (ORCL) at the start of 1986 would be worth about $2.83M today, a total return of +282990.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ORCL?

    Oracle Corporation (ORCL)'s strongest calendar year since 1986 was 1999, a +289.8% return — $1,000 held through that year became about $3,898 by year-end. Its weakest year was 1990, at -66.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ORCL have grown?

    Investing $100 at the end of every month since 1986-03 would have grown to about $9.04M on $48,600 invested.

    Did ORCL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $32,264. ORCL beat the S&P 500 by +8674.1% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Oracle Corporation (ORCL) historical total-return data from 1986-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.