What If I'd HeldThe regret calculator.

What if you'd held PDD?

A $1,000 investment in PDD Holdings Inc. (PDD) at the month-end close of 2018-07 would be worth $3,993 at the close of 2026-08 — +299.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,737.

$1,000 since 2018$3,993Total return+299.3%Multiple4.0×CAGR+18.7%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,993Gain+$2,993 (+299.3%)Multiple4.0×CAGR+18.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$3,9932019$4,0202020$2,3852021$5082022$1,5472023$1,1062024$6162025$9302026$795

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$1,685+68.5%
    2020$7,918+369.8%
    2021$2,598-67.2%
    2022$3,634+39.9%
    2023$6,520+79.4%
    2024$4,322-33.7%
    2025$5,053+16.9%
    2026$4,020-20.5%

    Best and worst month-end to buy

    The best single month-end close to have bought PDD was 2018-10 ($17.65): $1,000 then is $5,110 today. The worst was 2020-12 ($178): $1,000 then is $508.

    FAQ

    What would $1,000 in PDD be worth today?

    A $1,000 investment in PDD Holdings Inc. (PDD) at the start of 2018 would be worth about $3,993 today, a total return of +299.3%. Dividends are reinvested in these figures.

    What were the best and worst years for PDD?

    PDD Holdings Inc. (PDD)'s strongest calendar year since 2018 was 2020, a +369.8% return — $1,000 held through that year became about $4,698 by year-end. Its weakest year was 2021, at -67.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PDD have grown?

    Investing $100 at the end of every month since 2018-07 would have grown to about $15,034 on $9,800 invested.

    Did PDD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,737. PDD beat the S&P 500 by +45.9% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PDD Holdings Inc. (PDD) historical total-return data from 2018-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.