What if you'd held PNC?
A $1,000 investment in PNC Financial Services Group, Inc. (The) (PNC) at the month-end close of 1975-11 would be worth $422,021 at the close of 2026-08 — +42102.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $84,480.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1975
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1975 | $1,000 | — |
| 1976 | $1,253 | +25.3% |
| 1977 | $1,226 | -2.2% |
| 1978 | $1,453 | +18.6% |
| 1979 | $1,293 | -11.0% |
| 1980 | $1,653 | +27.8% |
| 1981 | $2,467 | +49.3% |
| 1982 | $3,373 | +36.7% |
| 1983 | $4,573 | +35.6% |
| 1984 | $4,932 | +7.9% |
| 1985 | $7,465 | +51.4% |
| 1986 | $8,880 | +19.0% |
| 1987 | $8,318 | -6.3% |
| 1988 | $9,274 | +11.5% |
| 1989 | $10,184 | +9.8% |
| 1990 | $5,693 | -44.1% |
| 1991 | $13,010 | +128.5% |
| 1992 | $16,424 | +26.2% |
| 1993 | $17,365 | +5.7% |
| 1994 | $13,257 | -23.7% |
| 1995 | $21,406 | +61.5% |
| 1996 | $26,161 | +22.2% |
| 1997 | $40,990 | +56.7% |
| 1998 | $40,082 | -2.2% |
| 1999 | $34,057 | -15.0% |
| 2000 | $58,035 | +70.4% |
| 2001 | $46,030 | -20.7% |
| 2002 | $35,663 | -22.5% |
| 2003 | $48,559 | +36.2% |
| 2004 | $52,899 | +8.9% |
| 2005 | $59,078 | +11.7% |
| 2006 | $73,023 | +23.6% |
| 2007 | $66,969 | -8.3% |
| 2008 | $52,090 | -22.2% |
| 2009 | $57,399 | +10.2% |
| 2010 | $66,474 | +15.8% |
| 2011 | $64,420 | -3.1% |
| 2012 | $66,773 | +3.7% |
| 2013 | $91,113 | +36.5% |
| 2014 | $109,611 | +20.3% |
| 2015 | $117,068 | +6.8% |
| 2016 | $147,285 | +25.8% |
| 2017 | $185,510 | +26.0% |
| 2018 | $154,017 | -17.0% |
| 2019 | $217,017 | +40.9% |
| 2020 | $210,993 | -2.8% |
| 2021 | $291,561 | +38.2% |
| 2022 | $237,349 | -18.6% |
| 2023 | $243,790 | +2.7% |
| 2024 | $315,443 | +29.4% |
| 2025 | $354,054 | +12.2% |
| 2026 | $427,882 | +20.9% |
Best and worst month-end to buy
The best single month-end close to have bought PNC was 1975-12 ($0.58): $1,000 then is $427,882 today. The worst was 2026-07 ($250): $1,000 then is $986.
FAQ
What would $1,000 in PNC be worth today?
A $1,000 investment in PNC Financial Services Group, Inc. (The) (PNC) at the start of 1975 would be worth about $422,021 today, a total return of +42102.1%. Dividends are reinvested in these figures.
What were the best and worst years for PNC?
PNC Financial Services Group, Inc. (The) (PNC)'s strongest calendar year since 1975 was 1991, a +128.5% return — $1,000 held through that year became about $2,285 by year-end. Its weakest year was 1990, at -44.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PNC have grown?
Investing $100 at the end of every month since 1975-11 would have grown to about $3.57M on $61,000 invested.
Did PNC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $84,480. PNC beat the S&P 500 by +399.5% in total return.
Is this investment advice?
No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
PNC Financial Services Group, Inc. (The) (PNC) historical total-return data from 1975-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.