What If I'd HeldThe regret calculator.

What if you'd held VWO?

A $1,000 investment in Vanguard FTSE Emerging Markets ETF (VWO) at the month-end close of 2005-03 would be worth $4,457 at the close of 2026-08 — +345.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,529.

$1,000 since 2005$4,457Total return+345.7%Multiple4.5×CAGR+7.2%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,457Gain+$3,457 (+345.7%)Multiple4.5×CAGR+7.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$4,4572006$3,3962007$2,6252008$1,9122009$4,0212010$2,2812011$1,9092012$2,3502013$1,9712014$2,0732015$2,0752016$2,4652017$2,1972018$1,6712019$1,9602020$1,6232021$1,4092022$1,3922023$1,6972024$1,5532025$1,4042026$1,118

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,294+29.4%
    2007$1,776+37.3%
    2008$844-52.5%
    2009$1,489+76.3%
    2010$1,779+19.5%
    2011$1,445-18.8%
    2012$1,723+19.2%
    2013$1,638-4.9%
    2014$1,637-0.1%
    2015$1,378-15.8%
    2016$1,546+12.2%
    2017$2,032+31.5%
    2018$1,732-14.8%
    2019$2,092+20.8%
    2020$2,410+15.2%
    2021$2,440+1.3%
    2022$2,001-18.0%
    2023$2,187+9.3%
    2024$2,418+10.6%
    2025$3,037+25.6%
    2026$3,396+11.8%

    Best and worst month-end to buy

    The best single month-end close to have bought VWO was 2005-04 ($13.15): $1,000 then is $4,566 today. The worst was 2026-08 ($60.04): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VWO be worth today?

    A $1,000 investment in Vanguard FTSE Emerging Markets ETF (VWO) at the start of 2005 would be worth about $4,457 today, a total return of +345.7%. Dividends are reinvested in these figures.

    What were the best and worst years for VWO?

    Vanguard FTSE Emerging Markets ETF (VWO)'s strongest calendar year since 2005 was 2009, a +76.3% return — $1,000 held through that year became about $1,763 by year-end. Its weakest year was 2008, at -52.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VWO have grown?

    Investing $100 at the end of every month since 2005-03 would have grown to about $53,442 on $25,800 invested.

    Did VWO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,529. VWO trailed the S&P 500 by +31.7% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard FTSE Emerging Markets ETF (VWO) historical total-return data from 2005-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.