What if you'd held PGR?
A $1,000 investment in Progressive Corporation (The) (PGR) at the month-end close of 1980-03 would be worth $9.29M at the close of 2026-08 — +928404.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $1,683 | +68.3% |
| 1982 | $1,917 | +13.9% |
| 1983 | $2,854 | +48.9% |
| 1984 | $2,679 | -6.1% |
| 1985 | $5,388 | +101.1% |
| 1986 | $8,126 | +50.8% |
| 1987 | $8,053 | -0.9% |
| 1988 | $6,159 | -23.5% |
| 1989 | $10,449 | +69.7% |
| 1990 | $14,061 | +34.6% |
| 1991 | $14,961 | +6.4% |
| 1992 | $24,447 | +63.4% |
| 1993 | $34,191 | +39.9% |
| 1994 | $29,728 | -13.1% |
| 1995 | $41,730 | +40.4% |
| 1996 | $57,778 | +38.5% |
| 1997 | $103,081 | +78.4% |
| 1998 | $145,933 | +41.6% |
| 1999 | $63,159 | -56.7% |
| 2000 | $89,827 | +42.2% |
| 2001 | $130,598 | +45.4% |
| 2002 | $130,470 | -0.1% |
| 2003 | $220,067 | +68.7% |
| 2004 | $223,644 | +1.6% |
| 2005 | $308,130 | +37.8% |
| 2006 | $256,179 | -16.9% |
| 2007 | $222,421 | -13.2% |
| 2008 | $173,276 | -22.1% |
| 2009 | $210,484 | +21.5% |
| 2010 | $246,600 | +17.2% |
| 2011 | $247,093 | +0.2% |
| 2012 | $285,244 | +15.4% |
| 2013 | $373,289 | +30.9% |
| 2014 | $393,122 | +5.3% |
| 2015 | $475,760 | +21.0% |
| 2016 | $546,648 | +14.9% |
| 2017 | $883,315 | +61.6% |
| 2018 | $966,301 | +9.4% |
| 2019 | $1.21M | +25.1% |
| 2020 | $1.71M | +41.5% |
| 2021 | $1.9M | +10.8% |
| 2022 | $2.4M | +26.8% |
| 2023 | $2.96M | +23.2% |
| 2024 | $4.48M | +51.4% |
| 2025 | $4.35M | -3.0% |
| 2026 | $4.42M | +1.6% |
Best and worst month-end to buy
The best single month-end close to have bought PGR was 1980-03 ($0.02): $1,000 then is $9.29M today. The worst was 2025-05 ($267): $1,000 then is $812.
FAQ
What would $1,000 in PGR be worth today?
A $1,000 investment in Progressive Corporation (The) (PGR) at the start of 1980 would be worth about $9.29M today, a total return of +928404.3%. Dividends are reinvested in these figures.
What were the best and worst years for PGR?
Progressive Corporation (The) (PGR)'s strongest calendar year since 1980 was 1985, a +101.1% return — $1,000 held through that year became about $2,011 by year-end. Its weakest year was 1999, at -56.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PGR have grown?
Investing $100 at the end of every month since 1980-03 would have grown to about $23.21M on $55,800 invested.
Did PGR beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $75,502. PGR beat the S&P 500 by +12197.8% in total return.
Is this investment advice?
No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Progressive Corporation (The) (PGR) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.