What if you'd held PHM?
A $1,000 investment in PulteGroup, Inc. (PHM) at the month-end close of 1980-03 would be worth $1.11M at the close of 2026-08 — +110645.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $1,186 | +18.6% |
| 1982 | $6,028 | +408.3% |
| 1983 | $7,702 | +27.8% |
| 1984 | $5,758 | -25.2% |
| 1985 | $4,298 | -25.4% |
| 1986 | $3,821 | -11.1% |
| 1987 | $2,667 | -30.2% |
| 1988 | $3,582 | +34.3% |
| 1989 | $3,618 | +1.0% |
| 1990 | $3,091 | -14.5% |
| 1991 | $7,814 | +152.8% |
| 1992 | $10,112 | +29.4% |
| 1993 | $12,253 | +21.2% |
| 1994 | $7,849 | -35.9% |
| 1995 | $11,575 | +47.5% |
| 1996 | $10,677 | -7.8% |
| 1997 | $14,621 | +36.9% |
| 1998 | $19,558 | +33.8% |
| 1999 | $15,937 | -18.5% |
| 2000 | $30,077 | +88.7% |
| 2001 | $31,989 | +6.4% |
| 2002 | $34,389 | +7.5% |
| 2003 | $67,467 | +96.2% |
| 2004 | $92,277 | +36.8% |
| 2005 | $114,221 | +23.8% |
| 2006 | $96,600 | -15.4% |
| 2007 | $31,032 | -67.9% |
| 2008 | $32,586 | +5.0% |
| 2009 | $29,814 | -8.5% |
| 2010 | $22,421 | -24.8% |
| 2011 | $18,814 | -16.1% |
| 2012 | $54,144 | +187.8% |
| 2013 | $61,256 | +13.1% |
| 2014 | $65,281 | +6.6% |
| 2015 | $55,126 | -15.6% |
| 2016 | $57,958 | +5.1% |
| 2017 | $106,316 | +83.4% |
| 2018 | $84,242 | -20.8% |
| 2019 | $127,481 | +51.3% |
| 2020 | $143,481 | +12.6% |
| 2021 | $192,309 | +34.0% |
| 2022 | $155,337 | -19.2% |
| 2023 | $355,351 | +128.8% |
| 2024 | $377,467 | +6.2% |
| 2025 | $409,695 | +8.5% |
| 2026 | $458,526 | +11.9% |
Best and worst month-end to buy
The best single month-end close to have bought PHM was 1980-03 ($0.12): $1,000 then is $1.11M today. The worst was 2024-09 ($142): $1,000 then is $923.
FAQ
What would $1,000 in PHM be worth today?
A $1,000 investment in PulteGroup, Inc. (PHM) at the start of 1980 would be worth about $1.11M today, a total return of +110645.8%. Dividends are reinvested in these figures.
What were the best and worst years for PHM?
PulteGroup, Inc. (PHM)'s strongest calendar year since 1980 was 1982, a +408.3% return — $1,000 held through that year became about $5,083 by year-end. Its weakest year was 2007, at -67.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PHM have grown?
Investing $100 at the end of every month since 1980-03 would have grown to about $3.4M on $55,800 invested.
Did PHM beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $75,502. PHM beat the S&P 500 by +1366.8% in total return.
Is this investment advice?
No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
PulteGroup, Inc. (PHM) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.