What If I'd HeldThe regret calculator.

What if you'd held PRU?

A $1,000 investment in Prudential Financial, Inc. (PRU) at the month-end close of 2001-12 would be worth $7,870 at the close of 2026-08 — +687.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,714.

$1,000 since 2001$7,870Total return+687.0%Multiple7.9×CAGR+8.7%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,870Gain+$6,870 (+687.0%)Multiple7.9×CAGR+8.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2001$7,8702002$7,8702003$8,1212004$6,0872005$4,5662006$3,3942007$2,8592008$2,6072009$7,7402010$4,6402011$3,8492012$4,3792013$3,9852014$2,2502015$2,2352016$2,4132017$1,8212018$1,6022019$2,1792020$1,8142021$2,0472022$1,4092023$1,4652024$1,3312025$1,1142026$1,112

    Every year, $1,000 from 2001

    YearValue of $1,000Year return
    2001$1,000
    2002$969-3.1%
    2003$1,293+33.4%
    2004$1,724+33.3%
    2005$2,319+34.5%
    2006$2,753+18.7%
    2007$3,019+9.7%
    2008$1,017-66.3%
    2009$1,696+66.8%
    2010$2,044+20.5%
    2011$1,797-12.1%
    2012$1,975+9.9%
    2013$3,498+77.1%
    2014$3,521+0.6%
    2015$3,262-7.4%
    2016$4,322+32.5%
    2017$4,912+13.6%
    2018$3,612-26.5%
    2019$4,338+20.1%
    2020$3,844-11.4%
    2021$5,586+45.3%
    2022$5,370-3.9%
    2023$5,912+10.1%
    2024$7,062+19.5%
    2025$7,075+0.2%
    2026$7,870+11.2%

    Best and worst month-end to buy

    The best single month-end close to have bought PRU was 2009-02 ($8.56): $1,000 then is $14,278 today. The worst was 2026-08 ($122): $1,000 then is $1,000.

    FAQ

    What would $1,000 in PRU be worth today?

    A $1,000 investment in Prudential Financial, Inc. (PRU) at the start of 2001 would be worth about $7,870 today, a total return of +687.0%. Dividends are reinvested in these figures.

    What were the best and worst years for PRU?

    Prudential Financial, Inc. (PRU)'s strongest calendar year since 2001 was 2013, a +77.1% return — $1,000 held through that year became about $1,771 by year-end. Its weakest year was 2008, at -66.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PRU have grown?

    Investing $100 at the end of every month since 2001-12 would have grown to about $97,654 on $29,700 invested.

    Did PRU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,714. PRU beat the S&P 500 by +17.2% in total return.

    Is this investment advice?

    No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Prudential Financial, Inc. (PRU) historical total-return data from 2001-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.