What if you'd held PSX?
A $1,000 investment in Phillips 66 (PSX) at the month-end close of 2012-04 would be worth $11,494 at the close of 2026-08 — +1049.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,514.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2012
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2012 | $1,000 | — |
| 2013 | $1,483 | +48.3% |
| 2014 | $1,413 | -4.8% |
| 2015 | $1,655 | +17.2% |
| 2016 | $1,803 | +9.0% |
| 2017 | $2,181 | +21.0% |
| 2018 | $1,913 | -12.3% |
| 2019 | $2,564 | +34.0% |
| 2020 | $1,696 | -33.9% |
| 2021 | $1,840 | +8.5% |
| 2022 | $2,752 | +49.6% |
| 2023 | $3,663 | +33.1% |
| 2024 | $3,237 | -11.6% |
| 2025 | $3,803 | +17.5% |
| 2026 | $7,291 | +91.7% |
Best and worst month-end to buy
The best single month-end close to have bought PSX was 2012-05 ($18.59): $1,000 then is $13,033 today. The worst was 2026-08 ($242): $1,000 then is $1,000.
FAQ
What would $1,000 in PSX be worth today?
A $1,000 investment in Phillips 66 (PSX) at the start of 2012 would be worth about $11,494 today, a total return of +1049.4%. Dividends are reinvested in these figures.
What were the best and worst years for PSX?
Phillips 66 (PSX)'s strongest calendar year since 2012 was 2026, a +91.7% return — $1,000 held through that year became about $1,917 by year-end. Its weakest year was 2020, at -33.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PSX have grown?
Investing $100 at the end of every month since 2012-04 would have grown to about $67,945 on $17,300 invested.
Did PSX beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,514. PSX beat the S&P 500 by +108.5% in total return.
Is this investment advice?
No. What If I'd Held is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Phillips 66 (PSX) historical total-return data from 2012-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. What If I'd Held is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.